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LEGAL & TRUST

Trading risk disclosure

Markets involve substantial risk. Homa is educational software, not a promise of profit, a trading signal, or a substitute for licensed professional advice.

DRAFT — COUNSEL REVIEW REQUIRED

These documents reflect the intended Homa product and current marketing prototype. They are not effective terms and are not legal advice. Company identity, launch jurisdictions, provider terms, regulatory perimeter, and consumer-law treatment must be approved before production launch.

Effective date
Not yet effective — pending company details and qualified counsel approval
Last updated
16 August 2026
Version
0.5-marketing-draft

1. Not investment advice

Homa's questions, chart interpretations, methodology explanations, mistake labels, behavior summaries, reflections, metrics, and AI responses are general educational information. They are not personalised recommendations or offers to buy, sell, or hold any instrument.

2. You can lose money

Trading and investing can result in the loss of some or all capital. Volatility, gaps, illiquidity, fees, spreads, slippage, financing, taxes, and execution delays can materially change results. Stops may not execute at the expected price.

3. Leverage and derivatives

Foreign exchange, contracts for difference, futures, options, digital assets, and other leveraged products can magnify losses. Depending on the product and account, losses may exceed the amount deposited. These products may be unsuitable for many people.

4. AI and visual-analysis risk

AI can hallucinate, misunderstand chart scale or timeframe, miss context, apply a methodology inconsistently, or sound confident while wrong. Screenshots may be cropped, low-resolution, obstructed, or ambiguous. Homa should ask for clarification when uncertain, but guardrails cannot eliminate error.

5. Behavioral summaries

Behavior analysis is intended to identify trading-relevant language patterns such as urgency, hesitation, FOMO, frustration, or rule-breaking intent. It is not a clinical assessment, diagnosis, or mental-health service and may classify context incorrectly.

6. Past and hypothetical performance

Past performance does not guarantee future results. Reflections, imported trades, manual records, backtests, simulations, and hypothetical metrics may be incomplete or affected by hindsight and modelling assumptions. Homa must not fabricate performance from screenshots.

7. No execution or monitoring guarantee

Homa does not place or manage orders, monitor broker positions, move stops, or contact you when a market changes. It must never be treated as an execution safeguard or emergency risk control.

8. Your responsibility

You alone remain responsible for suitability, verification, risk limits, legal and tax obligations, broker selection, and every trading decision. Seek advice from appropriately licensed financial, legal, and tax professionals where needed.